Subscription check.
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Find every payment that repeats, see what they cost you in a year, and spot the ones you forgot, the ones that overlap and the ones nobody agreed to.
The short answer. To find every subscription you pay for, look through your statement for payments that repeat. List what you pay for, or check your own statement here on your own device, and this page finds each repeat, adds up a year's cost and points out the ones that overlap, went up or look like a trial nobody agreed to. Then it shows how to cancel.
was spent on subscriptions people did not use in a single year in the United Kingdom, and 26% of adults took out a subscription by accident.
Citizens Advice, survey of 3,000 United Kingdom adults, March 2024. Read the research
Nothing you paste or type here leaves this phone or computer. There is no sign-up, and nothing is saved: close the page and it is gone. Turn the internet off and it still works. Use it on your own statement, or sit beside someone while they use it on theirs.
Check your own statement.
This is for your own statement, on your own phone or computer. UtilForge never sees it, and no one from UtilForge will ever ask you for it. Real banks and real services never ask you to send them your statement either: if anyone does, stop.
Turn your wifi and mobile data off first. This page keeps working without a signal, so you can see for yourself that nothing leaves this device. Turn them back on when you have finished and closed the page.
Then open your statement in your banking app or as a PDF (Portable Document Format) file, copy the list of payments and paste it below. Two or three months finds more than one.
You can delete your account number and address first. The check only needs the dates, the names of the payments and the amounts.
Your subscriptions.
Check each line. Change anything that is wrong, remove what is not a subscription, and add any that are missing.
Worth a second look
How to cancel.
- Bought through an iPhone or iPad: open Settings, tap your name, then Subscriptions, choose the subscription and cancel it.
- Bought through Google Play on Android: open the Play Store, tap your profile picture, then Payments and subscriptions, then Subscriptions.
- Bought on a website: sign in to your account on that website and look for Account, Billing, Membership or Plan. Take a screenshot of the page that confirms you cancelled.
- Cannot find a way to cancel, or never agreed to it: Before You Pay shows how to stop the payments step by step, and writes the messages to your bank and to the company.
- Deleting the app does not cancel it. The payments carry on until the subscription itself is cancelled.
Charged for something you never installed or agreed to?
This is not your fault. Some pages are built so the repeat charge is hard to see. Before you contact anyone, gather what proves it:
- The charges. Take a screenshot of each one on your bank or card statement, with the date, the amount and the name shown.
- The start. Note the first date it was charged, and what the company says you signed up for.
- Proof you never used it. If it was an app or a device, a screenshot showing it was never installed or switched on helps.
- Your messages. Keep every email, chat and letter with the company, with dates.
Then, in this order: write to the company and ask for a refund of every charge, tell your bank or card company the same thing, and report it to the official body for your country on Official help.
Time limits matter, so do not wait. In the United States, a credit card dispute letter must reach the card issuer within 60 days after the first bill containing the error (the Federal Trade Commission, disputing credit card charges). In the United Kingdom, a card payment can be disputed through the card scheme (called a chargeback), a credit card purchase between £100 and £30,000 may also be covered by Section 75 of the Consumer Credit Act, and the Financial Ombudsman Service can look at how a bank handled a claim (Financial Ombudsman Service). The time limits differ by card and by country, so ask your bank what applies to you. Charges that ran for years can still be worth disputing, though older ones may be harder to recover.
UtilForge.org is not a legal adviser. This is general guidance. Your bank can tell you what applies to your situation.
Before you cancel, check what you lose: saved files, photos, playlists or progress. Download anything you want to keep first.